RBI News

RBI Introduces Innovative Strategy for Banks to Offload Stressed Assets Directly to Investors

The Reserve Bank of India proposes a new mechanism for banks and NBFCs to sell bad loans directly to investors, introducing resolution managers for asset recovery and setting new c...

RBI Announces Massive Rs 40,000 Crore Liquidity Infusion to Boost Banking System

The RBI plans to inject Rs 40,000 crore into the banking system via government securities purchases, continuing its liquidity infusion strategy to support the economy. This move fo...

RBI Tightens Gold Loan Regulations: New 75% LTV Cap and Stricter Oversight Unveiled

The Reserve Bank of India (RBI) has proposed tighter regulations for gold-backed loans, including a uniform 75% LTV cap and stricter oversight. Lenders must now assess borrowers' c...

RBI Governor Sanjay Malhotra Warns: Tariffs Could Slow Growth More Than Inflation Concerns

RBI Governor Sanjay Malhotra highlights the potential negative impact of US tariffs on global and domestic growth, with inflation being a lesser concern. Adjustments to India's eco...

RBI Empowers NPCI to Set UPI Transaction Limits for Merchants: A Move Towards Flexible Digital Payments

RBI Governor Sanjay Malhotra announces NPCI's new authority to set UPI transaction limits for merchants, alongside a repo rate cut to 6.0%, signaling a push towards flexible digita...

RBI Governor Clarifies Repo Rate Direction Amid Global Economic Uncertainties

The RBI has revised its GDP growth projections for FY 2025-26 downwards to 6.5%, amid global economic uncertainties. Governor Sanjay Malhotra discusses the unpredictable repo rate ...

Amid Global Trade Tensions, RBI Slashes Repo Rate to Bolster India's Economic Growth

The RBI has cut the repo rate by 25 basis points to 6% to support GDP growth amid global trade tensions and economic uncertainties, shifting to an accommodative monetary policy sta...

RBI Slashes Rates by 25 bps: Home Loans and Borrowings Set to Become More Affordable

The Reserve Bank of India has cut the repo rate by 25 basis points to 6.25%, making home loans and borrowings cheaper. This decision is backed by lower inflation and growth forecas...

RBI Announces Rate Cut: What It Means for Banks and Your Savings

The RBI has started its rate-cutting cycle, but deposit rates remain high. Experts discuss the delayed impact on banks' cost of funds and the potential for future rate adjustments.

RBI's Crucial Rate Decision: Live Updates on MPC Meeting and Governor Sanjay Malhotra's Announcement

The RBI's MPC meeting, led by Governor Sanjay Malhotra, is set to announce a potential repo rate cut to address global economic challenges and stimulate growth. Live updates availa...

Economists Predict RBI to Slash Interest Rates by 25bps Amid Global Trade Uncertainties

Economists expect the RBI to cut interest rates by 25bps in its next meeting, citing controlled inflation and easing growth, despite global trade uncertainties. A shift to an accom...

Experts Predict RBI to Slash Interest Rates by 25 Basis Points Amid Global Economic Challenges

The RBI is expected to cut interest rates by 25 basis points to stimulate growth amid global economic challenges, including new US tariffs. Experts discuss the potential impacts on...

RBI Announces Higher ATM Withdrawal Fees: What You Need to Know About the Rs 2 Increase

The Reserve Bank of India (RBI) has increased the ATM withdrawal fees by Rs 2, setting the new charge at Rs 23 for transactions beyond the free limit, effective May 1, 2025. Custom...

RBI Aims to Boost Foreign Investment by Doubling Limits Amid FPI Outflows

The RBI plans to double the investment limit for foreign individuals in Indian listed companies to 10%, aiming to counter FPI outflows and attract more capital. This move includes ...

RBI Governor Advocates for Precision in Anti-Money Laundering Laws to Protect Honest Citizens

RBI Governor Sanjay Malhotra advocates for precise anti-money laundering laws to protect honest citizens, highlighting the importance of the CKYCR and the private sector's role in ...

RBI Elevates Priority Sector Lending: Home Loans Now Up to Rs50L to Stimulate Economic Growth

The Reserve Bank of India (RBI) has updated its priority sector lending norms to stimulate economic growth, increasing home loan limits and supporting farmers and renewable energy ...

RBI Unveils New Priority Sector Lending Rules: Bigger Loans for Housing and Green Energy Initiatives

The Reserve Bank of India has updated its Priority Sector Lending guidelines, effective April 2025, to include higher loan limits for housing and renewable energy projects, aiming ...

RBI Slaps Citibank and IDBI Bank with Fines for Regulatory Non-Compliance

The Reserve Bank of India has imposed fines on Citibank and IDBI Bank for non-compliance with regulatory guidelines, highlighting the importance of adherence to financial regulatio...

RBI Urges Cooperative Banks to Strengthen Defenses Against Cyber Threats

The Reserve Bank of India emphasizes the importance of cooperative banks maintaining depositor trust and enhancing resilience against cyber threats. A meeting led by RBI Governor S...

Record-Breaking: RBI's January Dollar Sales Skyrocket Beyond $11 Billion

The Reserve Bank of India reported net dollar sales surpassing $11 billion in January, with total purchases and sales of $49.2 billion and $60.3 billion respectively. This strategi...

RBI Governor Calls Out Banks for Misclassifying Customer Complaints as Requests

RBI Governor Sanjay Malhotra criticizes banks for misclassifying customer complaints as requests, emphasizing the need for transparency and efficient grievance resolution to mainta...

Despite RBI's Liquidity Boost and Rate Cuts, Corporate Loan Costs Remain Unchanged

The Reserve Bank of India has injected significant liquidity and cut rates, yet corporate loan costs remain high due to steady MCLR rates and banks' reluctance to lower deposit rat...

RBI Clinches Digital Transformation Award 2025 for Groundbreaking Sarthi and Pravaah Projects

The Reserve Bank of India (RBI) has been awarded the Digital Transformation Award 2025 for its Sarthi and Pravaah initiatives, marking a significant step in modernizing its operati...

RBI Urges Banks to Strengthen Risk Frameworks for Green Tech Financing

RBI Governor Sanjay Malhotra urges banks to strengthen risk management for green tech financing, highlighting the need for preparedness against climate-related risks and promoting ...

RBI Grants IndusInd Bank CEO a 1-Year Extension, Denies Request for 3 Years

The Reserve Bank of India has approved a one-year extension for Sumant Kathpalia as MD and CEO of IndusInd Bank, less than the three years requested by the bank's board. Kathpalia'...

RBI Announces Massive Rs 1.9 Lakh Crore Liquidity Injection to Boost Banking System

The Reserve Bank of India (RBI) is injecting Rs 1.9 lakh crore into the banking system to ease liquidity constraints, through open market operations and a $10 billion buy/sell swap...

RBI Governor Advocates for Compliance and Innovation in Fintech Sector

RBI Governor Sanjay Malhotra emphasizes the importance of compliance and innovation in the fintech sector during a meeting with industry leaders. The central bank is focused on str...

RBI Unveils Massive Rs 1.9 Lakh Crore Liquidity Injection Plan Through OMO and Forex Swaps

The Reserve Bank of India announces a Rs 1.9 lakh crore liquidity injection plan through OMO purchases and forex swaps to ensure financial stability and support the economy.

How Wealthy Indian Families Use Overseas Students to Transfer Money Abroad: An RBI Investigation

The RBI is investigating how a 2003 regulation, intended to help Indian students abroad, is being exploited by wealthy families for large international money transfers. Experts sug...

RBI's Strategic Rate Cut: A Bold Move Towards Economic Stimulus and Stability

The Reserve Bank of India's decision to cut the repo rate by 25 basis points to 6.25% aims to stimulate consumer spending and ensure financial system liquidity, reflecting a calibr...

RBI Slashes Repo Rate After 5 Years, Promising Lower EMIs for Millions

The Reserve Bank of India has cut the repo rate by 25 basis points, the first reduction in five years, aiming to make loans cheaper and stimulate economic growth. This decision com...

India's Economy to Expand by 6.7% Next Fiscal Year, RBI Forecasts

The Reserve Bank of India forecasts a 6.7% economic growth for FY26, with inflation expected to average 4.2%. Governor Sanjay Malhotra cites improving employment, tax relief, and r...