Strong Financial Performance in Q4

Cholamandalam Investment and Finance Company Ltd, a key player in the financial services sector and part of the Murugappa Group, has announced a remarkable consolidated profit after tax (PAT) of Rs 1,259.54 crore for the January–March 2025 quarter. This represents an 18% increase from the Rs 1,065.23 crore reported in the same quarter the previous year.

Annual Growth Highlights

For the fiscal year ending March 31, 2025, the company saw its PAT rise to Rs 4,262.70 crore, up from Rs 3,420.06 crore in the previous year. Consolidated total income for Q4 reached Rs 7,136.91 crore, compared to Rs 5,499.16 crore in the year-ago quarter, marking a significant growth of 35% for the full year.

Disbursements and AUM Growth

Disbursements during the fourth quarter grew by 7% to Rs 26,417 crore, with annual disbursements surpassing the Rs 1 lakh crore milestone to reach Rs 1,00,869 crore. The company's Assets Under Management (AUM) as of March 31, 2025, stood at Rs 1,99,876 crore, showcasing a 30% increase from the previous year.

Capital Strength and Dividend Announcement

Cholamandalam maintains a robust capital position, with a Capital Adequacy Ratio (CAR) of 19.75%. The Board of Directors has recommended a final dividend of Rs 0.70 per share, adding to the interim dividend of Rs 1.30 per share declared earlier in the year.