Revolutionizing Digital Payments with UPI Circle

The BHIM app introduces UPI Circle, a groundbreaking feature designed to simplify digital payments for families, businesses, and individuals lacking UPI-linked accounts. This innovation by NPCI BHIM Services Ltd (NBSL) aims to foster a more inclusive financial ecosystem.

How UPI Circle Works

UPI Circle allows primary users to authorize up to five secondary users to initiate payments, requiring explicit approval for each transaction. This feature is perfect for senior citizens, parents, and business owners seeking to delegate payment responsibilities securely.

Enhancing Security and Convenience

With real-time notifications and the necessity of a UPI PIN for approvals, UPI Circle ensures all transactions are transparent and controlled. It overcomes previous limitations, such as the Rs 2000 cap on QR code payments from gallery scans, offering a seamless and secure payment delegation solution.

Availability and Additional Features

UPI Circle is available on version 4.0.2 of the BHIM app, which also includes updates like Split Expenses, Family Mode, and a Spends Dashboard. Users can easily access this feature from the app’s home screen or menu, making digital payments more accessible and user-friendly.