HDFC Bank Reports Significant Profit Growth

HDFC Bank, India's leading private sector lender, has announced a 6.7% increase in its standalone net profit for the fourth quarter of FY25, achieving a remarkable Rs 17,616 crore, up from Rs 16,512 crore in the corresponding period last year.

Financial Highlights and Dividend Announcement

The bank's total income was reported at Rs 89,488 crore during the January-March quarter, showing a slight variation from Rs 89,639 crore in Q4 of FY24. Notably, interest income saw an uptick to Rs 77,460 crore, from Rs 71,473 crore the previous year. Additionally, HDFC Bank has proposed a dividend of Rs 22 per equity share for the fiscal year ending March 31, 2025.

Asset Quality and Capital Adequacy

Despite the profit surge, the bank observed a minor decline in asset quality, with Gross NPAs climbing to 1.33% and Net NPAs to 0.43%. On a brighter note, the Capital Adequacy Ratio (CAR) under Basel III norms remained robust at 19.6% as of March 31, 2025.

Expansion and Future Prospects

HDFC Bank's total assets expanded to Rs 39.10 lakh crore, marking a significant growth from Rs 36.17 lakh crore at the end of March 2024, underscoring the bank's strong market position and future growth potential.