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2025 Bank Holidays Unveiled: Is January 4 a Banking Day?

Bank Holidays in January 2025

As we step into the new year, it's crucial to mark the bank holidays on your calendar to plan your financial activities accordingly. Banks across India follow a holiday schedule that includes national and regional observances, with variations by state. Notably, banks remain closed on the second and fourth Saturdays of each month, alongside Sundays.

Bank Holidays 2025: Are banks open on Saturday, January 4, 2025?

The Reserve Bank of India (RBI) plays a pivotal role in issuing a comprehensive, state, and region-specific holiday calendar annually. During these official holidays, customers are encouraged to utilize digital channels for their banking needs, including Internet banking, SMS banking, and WhatsApp banking services, ensuring a seamless banking experience.

Are Banks Open on January 4, 2025?

Yes, banks will be open on January 4, 2025, as it is the first Saturday of the month. It's important for customers to remember that banks operate on every first, third, and fifth (if applicable) Saturday, barring any designated holidays.

Key Bank Holidays in January 2025

January 2025 is packed with several holidays, including New Year's Day, Sri Guru Gobind Singh's Birthday, Makar Sankranti, and the birth anniversary of Netaji Subhas Chandra Bose, among others. Specific observances and bank closures will vary by region, so it's advisable to check the local holiday calendar for precise information.

For instance, banks in Chandigarh will observe a holiday on January 6 for Sri Guru Gobind Singh's birthday, while those in Aizawl and Imphal will remain closed on January 11 for Missionary Day/Imoinu Iratpa. Additionally, several regions will have bank closures on January 14 for Makar Sankranti and related celebrations.

Stay updated with the latest business news and bank holiday schedules to plan your financial year effectively. Remember, digital banking services are your ally during bank holidays, ensuring your banking needs are met without any hassle.