MUMBAI: IndusInd Bank's Q4 Financial Highlights

IndusInd Bank has reported a modest year-on-year increase in net advances and deposits for the quarter ending March 2025. However, the bank experienced a sequential slowdown in loan growth, with net advances declining by 5.2% from the previous quarter.

Net Advances: The bank's net advances stood at Rs. 3.48 lakh crore as of March 31, 2025, marking a 1.4% increase from the previous year but a 5.2% decrease from the preceding quarter.

Corporate vs. Consumer Banking: Corporate banking saw a significant decline, with a 4.9% year-on-year drop and a sharper 15.1% fall sequentially. In contrast, the consumer business showed resilience, with a 6.3% year-on-year and a 3.4% quarter-on-quarter growth.

Deposits: Total deposits increased by 6.8% year-on-year to Rs. 4.11 lakh crore, with a slight 0.4% growth from the December quarter. Retail deposits and those from small business customers saw a minor decrease to Rs. 1.85 lakh crore from Rs. 1.89 lakh crore at the end of December 2024.